I already have a 30 year fixed (6.38%) but would like to take advantage of the lower rates now. My mortgage is through SunTrust and (unfortunately) I have never been late with payments and am not in any financial distress. The main problem is that because of the current market, I owe more than what it is worth.
Is this possible without bringing any money to the table for closing?
Mortgage refinancing can reduce your mortgage costs and payments substantially. Even if you have low or poor credit you can get up to 3 different loan refinancing offers. Apply for free online now! When you need money it does pay to shop around. Your mortgage a big part of most peoples lives. Get the best rates, service and options that you can.
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Can I Refinance My Mortgage With No Closing Costs If I Owe More Than It Is Worth?
June 28th, 2009Do You Have To Pay Any Sort Of Tax On A Home Equity Loan?
June 27th, 2009I am thinking of getting a home equity loan to pay off our credit card debt. We own our home free and clear. Will there be any taxes on this…I am not a very financial person so any advice would be great!!