Posts Tagged ‘Bank’

Can A Bank Require You To Have Two Appraisals When Applying For A Home Equity Loan?

Sunday, June 28th, 2009

I’m quite frustrated at the process involved with trying to get a home equity loan. Last week an appraiser did a drive-by appraisal and the value came back just fine. NOW, they’re requesting a second appraisal, this time a walk thru…. is this legit? Do I have to submit to this? Is this common?

Why Would A Bank Want To Refinance My Mortgage?

Sunday, June 21st, 2009

A few years ago, I had a mortgage with Bank A. The rates went way down so I refinanced with Bank B at a lower rate AND a shorter term (went from 30 year to 15 year.) Why would Bank B want to offer me something like that? What is in it for them? Please advise. Thank you!